After all, mortgage refinance loan from home is no small thing and actual survey can help you get the best option for the same.

There is plenty of information available to you with just the click of the mouse.

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But beware - a lower interest rate will not necessarily give you savings.

The net value of your home is determined by the value of your home minus the amount you owe.

While you're busy consolidating your chances for a better paying job or a job you should pay top dollar just to enter, leave your wife complete all the requirements of your mortgage refinancing.
Even in this case, for a person with intent to hold the property for a few years, no cost loan makes more sense.